No matter what type of motorcycle you own -- be it a top-of-the-line sportbike, classic cruiser, comfy touring bike, or something else entirely -- you love your ride. At Misty Emmons Insurance Agency, we want to make sure both you and your cycle are protected. Getting motorcycle insurance is crucial before hitting the road.
We are a Texas-based insurance agency that offers motorcycle coverage. We’ll shop the best motorcycle insurance companies in Texas to find you the best coverage at an affordable price. Contact us for a free, no-obligation quote.
The state of Texas requires all motorcycle owners to maintain insurance for their bike. The minimum amount of coverage required in Texas is $30,000 in injury coverage for each person in an accident, up to $60,000 for all injuries per accident, and $25,000 for property damage per accident.
This type of policy will protect you against the cost of any property damage or bodily injury you cause in an accident on your motorcycle. You can also get Guest Passenger Liability, which will protect any passengers you carry with you.
If you do get into an accident, you’ll want to get your bike repaired as thoroughly and quickly as possible. Collision coverage will pick up the tab for those repairs.
Your bike isn’t only at risk while you drive it. What if it’s stolen? What if it’s vandalized? What if a tree limb falls on it? Comprehensive coverage can protect you in against non-driving risks.
Uninsured & Underinsured Motorist Coverage:
If someone else causes an accident with you, their insurance should cover the cost. That is, unless they don’t have enough coverage. In this circumstance, your own coverage can protect you against post-accident expenses.
Insurance companies will take into consideration many different factors when insuring your motorcycle in Texas. One company is not always the best fit for everyone, that is why we compare insurance companies for you. These factors include:
- Driving record
- Your Age, Address
- The Type of Motorcycle
- The Number of Drivers
You may also qualify for discounts that could possibly lower your premiums. These may include:
- Multiple policies with our companies
- Safety courses that you may have taken
- Insurance on more than one motorcycle
So let us take a look at your current policy and evaluate your personal, financial and lifestyle changes for your Texas motorcycle insurance. Contact us for a free, no-obligation quote.